Access up to 60% of your predictable ARR on day one—fueling growth without taking on debt or equity dilution. Term sheet decision as fast as 48h.


10% off on the first capital drawdown


Capchase is the only recurring revenue financing solution that scales at your pace – without dilution or debt. Our mission is to put funding on autopilot – so that founders keep more of their company and can focus on building.

With growth funding from Capchase you can access up to 60% of your ARR in just one day with flexible terms and with no hidden fees, warrants or covenants. And the best part, our team of Growth Advisors will partner directly with you to guide you through everything from onboarding, business health, and finally help you grow to millions in ARR and beyond.

With Wayra you get an exclusive 10% off your financing rate on the first capital drawdown.


  • Minimum of $100k in ARR (Annual Recurring Revenue)
  • Minimum of 6 months of trading history
  • Must have an entity or bank account in one of the following geographies: US, UK, Spain, Sweden, Finland, Denmark, the Netherlands, Belgium or Germany
  • Positive year-on-year revenue growth

Offered by:



  • Wayra Hubs & Wayra X
  • Wayra Activation Programme
  • Open Future
  • Wayra Builder


  • Argentina
  • Brazil
  • Colombia
  • Chile
  • Mexico
  • United Kingdom
  • Germany
  • Peru
  • Spain
  • Venezuela
  • Costa Rica
  • Ecuador
  • Ireland
  • Czech Republic